Hiring Guidance

Hire Fractional CFO

How to hire a fractional CFO in the UK — when you need one, what to look for, typical process, and cost expectations. Day rates £700-£1,600, monthly retainers £5k-£14k, with 40-60% savings versus full-time CFO loaded costs.

Typical cost
£5k-£14k/month retainer
Time to hire
2-4 weeksvs 3-6 months full-time
Trial period
1-3 monthstypical engagement
vs Full-time saving
40-60%year-1 loaded cost

When to hire a fractional CFO

You need strategic finance leadership but not full-time

Scale-ups at £1-15m revenue often need CFO-level expertise (board reporting, fundraising, financial planning) but can't justify £150k-£300k+ full-time cost. Fractional CFOs provide senior finance leadership at 2-3 days per week.

You're preparing for growth milestones

Fundraising, acquisitions, or IPO prep requires CFO-level financial expertise. Fractional CFOs specialize in these milestone events without long-term full-time commitment. Many have led multiple fundraises across their portfolio.

Your Finance Director needs senior backup

Growing companies often promote Finance Managers to FD roles but need CFO-level oversight for board reporting, investor relations, and strategic financial planning. Fractional CFOs mentor internal teams while providing senior expertise.

You're between permanent CFOs

Interim coverage while recruiting permanent CFO. Fractional CFOs can start immediately (2-4 weeks vs 3-6 months CFO search) and maintain financial leadership continuity without recruitment pressure.

How to hire a fractional CFO

Define your scope and budget

Clarify what you need: Board reporting? Fundraising support? Financial planning? System implementation? Budget expectations: £5k-£14k/month retainers typical (FACTS 18). Time commitment: 1-3 days per week standard.

Source candidates through multiple channels

Specialist fractional agencies like Fractional Quest focus on pre-vetted senior practitioners. Networks: Ask your investors, advisors, other founders. Direct search: LinkedIn, industry events. Referrals: Often the best source for proven performers.

Structured interview process

Portfolio review: What similar companies have they helped? Scenario planning: How would they approach your specific challenges? Cultural fit: Will they work well with your team and board? References: Always check 2-3 recent clients.

Trial engagement structure

Start small: 1-3 month initial engagement. Clear deliverables: Specific outcomes expected. Review points: Monthly check-ins on progress. Extension terms: How to scale up if successful. Most fractional relationships start as trials.

Monthly retainers typically £5k-£14k depending on scope and days per week (FACTS 18). SMEs £3k-£6.5k/month, scale-ups £4.5k-£10k/month, mid-market £5.5k-£12k/month. Compare to full-time CFO £275k-£350k+ year-1 loaded cost including recruitment fees.